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Orlando Auto Insurance – Understand The Requirements September 25, 2009

Posted by newboyinfl in Orlando Auto Insurance.
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Orlando Auto Insurance – Understand The Requirements

If you live in Orlando, Florida or you need to visit for longer than 90 days you must have Florida auto insurance.

Remember that driving without car insurance is against the law. You have to obtain auto insurance even for vehicle which you are not using at the moment,if it has Florida registration tag.

You must obtain auto insurance from Florida, not another state.

Orlando Auto Insurance Requirements:

orlando auto insuranceThe minimum coverage required is:

1. PIP – Personal Injury Protection, $10,000.

2. $10,000 Property Damage Liability, referred to as PDL

Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.

The No Fault auto insurance law is used in Florida.

This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault.  The at fault party is responsible for covering the property damages.

Ways to save money on Orlando Auto Insurance

Compared to other cities in Florida, the residents of Orlando pay slightly more for their car insurance.

That being said, there are some things you can do in order to pay less for your auto insurance.

1. Leave the car at home more often – use public transport whenever you can and also walk. Driving less means less expensive car insurance and less money for gas too.

2. Pay attention on the road- if you have speed tickets or other traffic violations, your car insurance in Orlando will go up.

3. Online quotes are your friend – you will be surprised how much you can save if you shop around.

Get free Orlando auto insurance quotes in minutes and see how much you can save today.