Auto Insurance for Young Drivers

Trying to find young drivers auto insurance? Before comparing insurance quotes it is a good idea to discover as much as you can.

Knowing what factors determine young drivers auto insurance rates will save you a lot of time and money. This is the key to finding cheap insurance.

You may be astonish to discover that when it comes to car insurance most people pay considerably more than they really have to. By far the most common mistake is not comparing several quotes.

As you probably know auto insurance for young drivers can be really costly. In order to find the best combination of good coverage and low cost insurance rates, you must go the extra mile.

One of the biggest problems new drivers face is their lack of driving history. Sadly, there is not really a lot that can be done about it. The majority of insurers treat all young drivers the same way in the high-risk category. It is a fact that because of their inexperience drivers under the age of 25 are about 3 times more likely to be responsible for an accident compared to a diver over 60.

It is not surprising that a huge number of careful young drivers feel penalized by the insurers. In the eyes of many, having to pay up to five thousand dollars per year is unfair. There are, of course, things that can be done to aid the situation. You can lower your insurance premiums if you maintain good grades at school, drive an ‘insurance friendly’ vehicle and reduce your yearly mileage. Did you know that many insurers do offer up to 25% discount for students who maintain a B average.

Every young driver needs to focus on establishing an excellent driving record. Keep in mind that even a single traffic violation may significantly set you back on your quest for better insurance rates. Even a small accident can be an excuse for many insurers to double your premiums.

It is a great idea for parents to pay attention their childs driving habits and behaviour on the road. Encouraging proper driving practices will help your son or daughter to establish a sound driving record and help avoid future accidents.

Make sure you check if your state has any regulations and safety laws which apply to young drivers. There are passengers restrictions in the states of Georgia and New Jersey, Florida and California have night driving restrictions for young drivers.

Also keep in mind that in order to apply for a drivers license, same states may require completion of several hours in a driver’s education course.

See also: Auto Insurance For Women Is Cheaper